Kennedy Black can advise, arrange and administer a whole range of pensions, including stakeholder pensions, personal pensions and Self-Invested Personal Pensions (SIPPs) utilising some of the investment expertise laid out in our Savings & Investments section
Our clients often have questions relating to the Lifetime Allowance and the Annual Allowance. We can help with the calculations and have access to solutions that may be suitable in both circumstances.
Furthermore, we have expertise in Qualified Recognised Overseas Pension Schemes (QROPS) which can be very interesting for UK nationals looking to move abroad or foreign nationals based in the UK who have built a pension pot over here and are thinking of moving back home.
We can also advise business owners on Group Pension schemes and other employee benefits, as well as how to use pensions to manage their businesses more tax-efficiently. We would urge any small business owner to have a chat with us about the new rules coming in about Auto Enrolment
(see link to our blog).
In our experience, our clients come to us with a handful of pension pots accumulated through several employers over the years. Kennedy Black can review each of these schemes in detail and can advise on whether the funds should be left alone or whether they could be moved somewhere more efficient and with more sophisticated investment choice and control.
We can also advise you on whether we think your current retirement plans are adequate, by taking a detailed look at the impact of retirement and deducing what level of income you would potentially need.