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Do you need life assurance?

On Monday, Swiss Re published its annual European Insurance Report, highlighting a worrying EUR 10 trillion gap in life assurance across Europe.  The UK ranks third worst in terms of consumer protection in the event of death or serious illness (behind Germany and Sweden).  Worryingly, only 11% of Europeans believe themselves to be 'financially well positioned' if they die or suffer long-term illness or disability,...

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