Don’t rely on that inheritance

As I regularly remind my mother- and father-in-law, 1948 was the luckiest year in which to be born.   According to Prudential, cradle-to-grave NHS care, gold-plated final salary pensions, an unprecedented housing boom and remarkable technological and medical advances have made those reaching the State Retirement Age (65) in 2013 the luckiest generation yet.   On the other hand, their offspring may be left wondering when things will start...